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overseas student health cover australia

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Overseas Students Health Cover (OSHC) is insurance to assist international students meet the costs of medical and hospital care that they may need while studying in Australia. International students undertaking formal studies in Australia, and their dependents (for example, spouses and children under 18 years old), must obtain OSHC.

OSHC helps cover you for medical expenses while you're studying in Australia, including :

  • Doctor visits
  • Hospital
  • Emergency Ambulance
  • Prescription medicine

Apart from this OSHC insurers can provide a range of different OSHC products. These may range from a basic product which covers only the compulsory minimum services to comprehensive products which cover, in addition to the compulsory minimum services, extra services as specified under the particular policy

OSHC is available for a period of up to five years. If the student’s course exceeds five years in length, then OSHC providers may issue cover for a longer period.

When you lodges the student visa application, you must provide a receipt or other proof of your OSHC payment. The OSHC should commence when you arrive in Australia.

OSHC is offered by certain insurers under a Deed of Agreement with the Department of Health Australia to provide adequate health insurance to students at a reasonable cost. Only a small number of registered health insurers offer OSHC and they are :

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